Call reports 2021
ELDERTON STATE BANK — 2021
What ELDERTON STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 332,616,000 | 333,801,000 | 334,608,000 | 334,278,000 |
| Total loans | 262,474,000 | 263,453,000 | 264,194,000 | 266,040,000 |
| Allowance for loan losses | 5,646,000 | 5,908,000 | 6,005,000 | 5,933,000 |
| Securities available for sale | 22,496,000 | 24,366,000 | 26,920,000 | 27,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,051,000 | 280,196,000 | 282,700,000 | 284,746,000 |
| Interest-bearing deposits | 239,861,000 | 240,852,000 | 242,829,000 | 244,146,000 |
| Noninterest-bearing deposits | 40,190,000 | 39,344,000 | 39,871,000 | 40,600,000 |
| Equity capital | 37,099,000 | 37,547,000 | 38,778,000 | 38,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,127,000 | 6,434,000 | 9,790,000 | 12,947,000 |
| Interest expense | 527,000 | 1,004,000 | 1,441,000 | 1,854,000 |
| Net interest income | 2,600,000 | 5,430,000 | 8,349,000 | 11,093,000 |
| Noninterest income | 184,000 | 391,000 | 581,000 | 780,000 |
| Noninterest expense | 1,344,000 | 2,873,000 | 4,268,000 | 5,739,000 |
| Provision for loan losses | 180,000 | 360,000 | 480,000 | 570,000 |
| Pretax income | 1,260,000 | 2,588,000 | 4,182,000 | 5,564,000 |
| Income tax | 252,000 | 508,000 | 831,000 | 1,110,000 |
| Net income | 1,008,000 | 2,080,000 | 3,351,000 | 4,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,136,000 | 37,551,000 | 38,822,000 | 38,644,000 |
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