Call reports 2017
ELDERTON STATE BANK — 2017
What ELDERTON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 260,250,000 | 259,697,000 | 256,924,000 | 263,202,000 |
| Total loans | 215,471,000 | 221,357,000 | 221,336,000 | 220,163,000 |
| Allowance for loan losses | 3,324,000 | 3,535,000 | 3,439,000 | 3,536,000 |
| Securities available for sale | 11,940,000 | 12,691,000 | 12,559,000 | 13,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,700,000 | 214,627,000 | 211,912,000 | 219,004,000 |
| Interest-bearing deposits | 189,411,000 | 191,253,000 | 188,416,000 | 192,922,000 |
| Noninterest-bearing deposits | 24,289,000 | 23,374,000 | 23,496,000 | 26,082,000 |
| Equity capital | 29,246,000 | 29,505,000 | 30,213,000 | 30,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,691,000 | 5,532,000 | 8,447,000 | 11,391,000 |
| Interest expense | 460,000 | 925,000 | 1,409,000 | 1,919,000 |
| Net interest income | 2,231,000 | 4,607,000 | 7,038,000 | 9,472,000 |
| Noninterest income | 128,000 | 257,000 | 393,000 | 539,000 |
| Noninterest expense | 1,188,000 | 2,402,000 | 3,636,000 | 4,806,000 |
| Provision for loan losses | 260,000 | 545,000 | 870,000 | 1,165,000 |
| Pretax income | 966,000 | 2,004,000 | 3,041,000 | 4,207,000 |
| Income tax | 305,000 | 634,000 | 964,000 | 1,733,000 |
| Net income | 661,000 | 1,370,000 | 2,077,000 | 2,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,133,000 | 29,343,000 | 30,050,000 | 29,910,000 |
| Total capital | 31,724,000 | 31,986,000 | 32,689,000 | 32,533,000 |
| Risk-weighted assets | 200,907,000 | 205,953,000 | 204,563,000 | 203,382,000 |