Call reports 2004
ELDERTON STATE BANK — 2004
What ELDERTON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 131,378,000 | 130,992,000 | 130,824,000 | 133,379,000 |
| Total loans | 95,980,000 | 95,138,000 | 94,657,000 | 94,105,000 |
| Allowance for loan losses | 1,139,000 | 1,119,000 | 1,112,000 | 1,121,000 |
| Securities available for sale | 27,383,000 | 30,504,000 | 30,253,000 | 31,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,009,000 | 116,592,000 | 115,861,000 | 118,203,000 |
| Interest-bearing deposits | 103,299,000 | 103,018,000 | 102,206,000 | 103,370,000 |
| Noninterest-bearing deposits | 13,710,000 | 13,574,000 | 13,655,000 | 14,833,000 |
| Equity capital | 10,865,000 | 10,777,000 | 11,453,000 | 11,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,869,000 | 3,676,000 | 5,499,000 | 7,323,000 |
| Interest expense | 625,000 | 1,227,000 | 1,829,000 | 2,442,000 |
| Net interest income | 1,244,000 | 2,449,000 | 3,670,000 | 4,881,000 |
| Noninterest income | 96,000 | 204,000 | 302,000 | 437,000 |
| Noninterest expense | 575,000 | 1,202,000 | 1,871,000 | 2,596,000 |
| Provision for loan losses | 148,000 | 148,000 | 148,000 | 150,000 |
| Pretax income | 645,000 | 1,334,000 | 1,984,000 | 2,603,000 |
| Income tax | 204,000 | 423,000 | 613,000 | 809,000 |
| Net income | 441,000 | 911,000 | 1,371,000 | 1,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,746,000 | 11,002,000 | 11,462,000 | 11,639,000 |
| Total capital | 11,884,000 | 12,121,000 | 12,574,000 | 12,760,000 |
| Risk-weighted assets | 94,679,000 | 90,985,000 | 90,782,000 | 92,517,000 |
Machine access — free, no API key
Every figure shown here about ELDERTON STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.