Call reports 2011
TRUMAN BANK — 2011
What TRUMAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 358,593,000 | 344,017,000 | 337,056,000 | 315,317,000 |
| Total loans | 276,057,000 | 260,501,000 | 248,568,000 | 233,181,000 |
| Allowance for loan losses | 18,404,000 | 17,630,000 | 17,496,000 | 16,743,000 |
| Securities available for sale | 16,301,000 | 15,544,000 | 14,612,000 | 15,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,795,000 | 278,285,000 | 281,857,000 | 265,768,000 |
| Interest-bearing deposits | 268,441,000 | 255,058,000 | 259,327,000 | 242,065,000 |
| Noninterest-bearing deposits | 24,354,000 | 23,227,000 | 22,530,000 | 23,703,000 |
| Equity capital | 25,908,000 | 28,826,000 | 17,951,000 | 15,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,715,000 | 7,052,000 | 10,290,000 | 13,435,000 |
| Interest expense | 1,236,000 | 2,259,000 | 3,179,000 | 4,049,000 |
| Net interest income | 2,479,000 | 4,793,000 | 7,111,000 | 9,386,000 |
| Noninterest income | -160,000 | 156,000 | -734,000 | -870,000 |
| Noninterest expense | 2,609,000 | 4,924,000 | 12,653,000 | 15,876,000 |
| Provision for loan losses | 1,954,000 | 2,403,000 | 7,000,000 | 8,475,000 |
| Pretax income | -2,244,000 | -2,378,000 | -13,276,000 | -15,835,000 |
| Income tax | -2,000 | -4,000 | -5,000 | -10,000 |
| Net income | -2,242,000 | -2,374,000 | -13,271,000 | -15,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,910,000 | 22,819,000 | 16,769,000 | 14,261,000 |
| Total capital | 23,479,000 | 26,263,000 | 20,074,000 | 17,450,000 |
| Risk-weighted assets | 270,647,000 | 261,359,000 | 252,087,000 | 243,019,000 |