Call reports 2018
FNB BANK, NATIONAL ASSOCIATION — 2018
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 351,845,000 | 354,190,000 | 358,233,000 |
| Total loans | 252,613,000 | 241,736,000 | 238,628,000 |
| Allowance for loan losses | 2,826,000 | 2,515,000 | 2,626,000 |
| Securities available for sale | 68,528,000 | 65,372,000 | 62,307,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 70,000 | 219,000 | 210,000 |
| Total deposits | 289,864,000 | 290,272,000 | 296,043,000 |
| Interest-bearing deposits | 220,138,000 | 222,383,000 | 232,218,000 |
| Noninterest-bearing deposits | 69,726,000 | 67,889,000 | 63,825,000 |
| Equity capital | 41,126,000 | 42,038,000 | 41,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 3,077,000 | 6,289,000 | 9,502,000 |
| Interest expense | 355,000 | 745,000 | 1,248,000 |
| Net interest income | 2,722,000 | 5,544,000 | 8,254,000 |
| Noninterest income | 962,000 | 1,993,000 | 2,981,000 |
| Noninterest expense | 2,943,000 | 5,702,000 | 8,534,000 |
| Provision for loan losses | 500,000 | 184,000 | 428,000 |
| Pretax income | 241,000 | 1,651,000 | 2,273,000 |
| Income tax | -22,000 | 201,000 | 163,000 |
| Net income | 263,000 | 1,450,000 | 2,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 39,121,000 | 40,307,000 | 40,468,000 |
| Total capital | 41,971,000 | 42,841,000 | 43,119,000 |
| Risk-weighted assets | 229,572,000 | 220,143,000 | 219,139,000 |