Call reports 2017
FNB BANK, NATIONAL ASSOCIATION — 2017
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 348,693,000 | 345,253,000 | 364,452,000 | 353,612,000 |
| Total loans | 266,680,000 | 270,811,000 | 263,437,000 | 258,023,000 |
| Allowance for loan losses | 3,202,000 | 2,620,000 | 2,313,000 | 2,350,000 |
| Securities available for sale | 59,521,000 | 54,995,000 | 60,101,000 | 60,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 19,000 | 75,000 | 95,000 | 45,000 |
| Total deposits | 287,528,000 | 281,933,000 | 300,410,000 | 290,802,000 |
| Interest-bearing deposits | 222,441,000 | 215,425,000 | 236,394,000 | 224,327,000 |
| Noninterest-bearing deposits | 65,087,000 | 66,508,000 | 64,016,000 | 66,475,000 |
| Equity capital | 40,589,000 | 41,630,000 | 42,678,000 | 42,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,943,000 | 5,944,000 | 9,158,000 | 12,225,000 |
| Interest expense | 294,000 | 606,000 | 960,000 | 1,324,000 |
| Net interest income | 2,649,000 | 5,338,000 | 8,198,000 | 10,901,000 |
| Noninterest income | 999,000 | 1,947,000 | 3,087,000 | 4,158,000 |
| Noninterest expense | 2,799,000 | 5,702,000 | 8,617,000 | 11,454,000 |
| Provision for loan losses | 191,000 | -407,000 | -684,000 | -586,000 |
| Pretax income | 678,000 | 2,010,000 | 3,372,000 | 4,125,000 |
| Income tax | 135,000 | 500,000 | 856,000 | 883,000 |
| Net income | 543,000 | 1,510,000 | 2,516,000 | 3,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,560,000 | 38,527,000 | 39,533,000 | 39,259,000 |
| Total capital | 40,520,000 | 41,169,000 | 41,869,000 | 41,632,000 |
| Risk-weighted assets | 236,502,000 | 236,038,000 | 237,624,000 | 230,165,000 |