Call reports 2016
FNB BANK, NATIONAL ASSOCIATION — 2016
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 364,984,000 | 347,888,000 | 349,988,000 | 349,081,000 |
| Total loans | 280,174,000 | 268,185,000 | 265,730,000 | 270,139,000 |
| Allowance for loan losses | 2,638,000 | 2,580,000 | 2,577,000 | 3,042,000 |
| Securities available for sale | 67,539,000 | 62,173,000 | 58,384,000 | 62,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 63,000 | 85,000 | 82,000 | 23,000 |
| Total deposits | 268,972,000 | 266,240,000 | 281,436,000 | 286,234,000 |
| Interest-bearing deposits | 207,896,000 | 209,172,000 | 221,487,000 | 225,548,000 |
| Noninterest-bearing deposits | 61,076,000 | 57,068,000 | 59,949,000 | 60,686,000 |
| Equity capital | 40,584,000 | 41,057,000 | 40,966,000 | 39,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,203,000 | 6,186,000 | 9,158,000 | 12,036,000 |
| Interest expense | 380,000 | 743,000 | 1,097,000 | 1,426,000 |
| Net interest income | 2,823,000 | 5,443,000 | 8,061,000 | 10,610,000 |
| Noninterest income | 1,050,000 | 2,040,000 | 2,992,000 | 4,299,000 |
| Noninterest expense | 2,924,000 | 5,819,000 | 8,709,000 | 11,570,000 |
| Provision for loan losses | 310,000 | 404,000 | 446,000 | 596,000 |
| Pretax income | 658,000 | 1,311,000 | 1,949,000 | 2,812,000 |
| Income tax | 118,000 | 246,000 | 378,000 | 614,000 |
| Net income | 540,000 | 1,065,000 | 1,571,000 | 2,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,610,000 | 36,883,000 | 36,889,000 | 37,017,000 |
| Total capital | 39,285,000 | 39,501,000 | 39,507,000 | 39,973,000 |
| Risk-weighted assets | 269,012,000 | 235,448,000 | 234,381,000 | 236,391,000 |