Call reports 2015
FNB BANK, NATIONAL ASSOCIATION — 2015
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 344,310,000 | 338,425,000 | 343,964,000 | 363,285,000 |
| Total loans | 245,484,000 | 255,027,000 | 254,186,000 | 272,870,000 |
| Allowance for loan losses | 2,213,000 | 2,328,000 | 2,501,000 | 2,511,000 |
| Securities available for sale | 67,160,000 | 68,217,000 | 65,063,000 | 73,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 24,000 |
| Total deposits | 273,345,000 | 268,938,000 | 270,721,000 | 267,390,000 |
| Interest-bearing deposits | 211,204,000 | 206,657,000 | 208,606,000 | 205,140,000 |
| Noninterest-bearing deposits | 62,141,000 | 62,281,000 | 62,115,000 | 62,250,000 |
| Equity capital | 41,318,000 | 40,838,000 | 40,794,000 | 39,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,058,000 | 6,052,000 | 9,036,000 | 12,009,000 |
| Interest expense | 442,000 | 852,000 | 1,257,000 | 1,615,000 |
| Net interest income | 2,616,000 | 5,200,000 | 7,779,000 | 10,394,000 |
| Noninterest income | 1,108,000 | 2,216,000 | 3,184,000 | 4,319,000 |
| Noninterest expense | 2,805,000 | 5,658,000 | 8,626,000 | 11,540,000 |
| Provision for loan losses | -5,000 | 189,000 | 378,000 | 1,230,000 |
| Pretax income | 924,000 | 1,569,000 | 1,959,000 | 1,943,000 |
| Income tax | 257,000 | 362,000 | 416,000 | 365,000 |
| Net income | 667,000 | 1,207,000 | 1,543,000 | 1,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,358,000 | 37,298,000 | 37,034,000 | 36,469,000 |
| Total capital | 39,592,000 | 39,653,000 | 39,573,000 | 39,016,000 |
| Risk-weighted assets | 220,418,000 | 236,004,000 | 234,326,000 | 257,717,000 |