Call reports 2014
FNB BANK, NATIONAL ASSOCIATION — 2014
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 342,818,000 | 341,421,000 | 350,675,000 | 341,615,000 |
| Total loans | 252,253,000 | 253,185,000 | 250,409,000 | 249,654,000 |
| Allowance for loan losses | 2,602,000 | 2,620,000 | 2,543,000 | 2,320,000 |
| Securities available for sale | 72,659,000 | 70,520,000 | 73,221,000 | 70,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,038,000 | 272,053,000 | 275,400,000 | 269,423,000 |
| Interest-bearing deposits | 215,058,000 | 210,308,000 | 214,551,000 | 210,915,000 |
| Noninterest-bearing deposits | 58,980,000 | 61,745,000 | 60,849,000 | 58,508,000 |
| Equity capital | 39,244,000 | 40,133,000 | 40,435,000 | 40,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,241,000 | 6,468,000 | 9,645,000 | 12,777,000 |
| Interest expense | 424,000 | 854,000 | 1,286,000 | 1,732,000 |
| Net interest income | 2,817,000 | 5,614,000 | 8,359,000 | 11,045,000 |
| Noninterest income | 1,019,000 | 2,136,000 | 3,247,000 | 4,364,000 |
| Noninterest expense | 2,638,000 | 5,419,000 | 8,262,000 | 11,158,000 |
| Provision for loan losses | -1,000 | 1,000 | 0 | -2,000 |
| Pretax income | 1,199,000 | 2,330,000 | 3,344,000 | 4,253,000 |
| Income tax | 343,000 | 660,000 | 839,000 | 1,377,000 |
| Net income | 856,000 | 1,670,000 | 2,505,000 | 2,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,912,000 | 36,535,000 | 37,020,000 | 36,991,000 |
| Total capital | 39,030,000 | 39,169,000 | 39,577,000 | 39,328,000 |
| Risk-weighted assets | 225,954,000 | 224,692,000 | 224,625,000 | 222,502,000 |