Call reports 2013
FNB BANK, NATIONAL ASSOCIATION — 2013
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 355,393,000 | 356,688,000 | 358,149,000 | 348,886,000 |
| Total loans | 236,651,000 | 250,595,000 | 258,269,000 | 258,083,000 |
| Allowance for loan losses | 2,671,000 | 2,332,000 | 2,535,000 | 2,732,000 |
| Securities available for sale | 93,060,000 | 88,475,000 | 77,861,000 | 74,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,265,000 | 276,739,000 | 285,997,000 | 272,098,000 |
| Interest-bearing deposits | 228,785,000 | 215,674,000 | 214,964,000 | 208,008,000 |
| Noninterest-bearing deposits | 58,480,000 | 61,065,000 | 71,033,000 | 64,090,000 |
| Equity capital | 39,069,000 | 38,248,000 | 38,549,000 | 38,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,244,000 | 6,529,000 | 9,902,000 | 13,348,000 |
| Interest expense | 510,000 | 1,005,000 | 1,479,000 | 1,927,000 |
| Net interest income | 2,734,000 | 5,524,000 | 8,423,000 | 11,421,000 |
| Noninterest income | 1,107,000 | 2,604,000 | 3,858,000 | 4,882,000 |
| Noninterest expense | 2,745,000 | 5,588,000 | 8,208,000 | 10,970,000 |
| Provision for loan losses | 1,000 | 519,000 | 737,000 | 970,000 |
| Pretax income | 1,121,000 | 2,052,000 | 3,389,000 | 4,416,000 |
| Income tax | 332,000 | 601,000 | 982,000 | 1,288,000 |
| Net income | 789,000 | 1,451,000 | 2,407,000 | 3,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,092,000 | 34,735,000 | 35,176,000 | 35,401,000 |
| Total capital | 37,783,000 | 37,568,000 | 38,228,000 | 38,648,000 |
| Risk-weighted assets | 216,907,000 | 224,572,000 | 231,673,000 | 230,918,000 |