Call reports 2012
FNB BANK, NATIONAL ASSOCIATION — 2012
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 382,629,000 | 362,179,000 | 371,932,000 | 360,150,000 |
| Total loans | 236,397,000 | 236,639,000 | 237,406,000 | 239,736,000 |
| Allowance for loan losses | 2,876,000 | 2,893,000 | 2,858,000 | 2,666,000 |
| Securities available for sale | 104,587,000 | 96,554,000 | 95,248,000 | 91,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,736,000 | 294,322,000 | 295,302,000 | 289,360,000 |
| Interest-bearing deposits | 245,973,000 | 236,656,000 | 237,069,000 | 228,384,000 |
| Noninterest-bearing deposits | 61,763,000 | 57,666,000 | 58,233,000 | 60,976,000 |
| Equity capital | 38,208,000 | 38,891,000 | 39,146,000 | 38,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,874,000 | 7,590,000 | 11,170,000 | 14,687,000 |
| Interest expense | 730,000 | 1,392,000 | 2,009,000 | 2,564,000 |
| Net interest income | 3,144,000 | 6,198,000 | 9,161,000 | 12,123,000 |
| Noninterest income | 1,210,000 | 2,471,000 | 3,644,000 | 4,861,000 |
| Noninterest expense | 2,452,000 | 5,044,000 | 7,680,000 | 10,439,000 |
| Provision for loan losses | 203,000 | 269,000 | 267,000 | 261,000 |
| Pretax income | 1,715,000 | 3,381,000 | 4,883,000 | 6,309,000 |
| Income tax | 527,000 | 1,070,000 | 1,530,000 | 2,012,000 |
| Net income | 1,188,000 | 2,311,000 | 3,353,000 | 4,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,058,000 | 33,666,000 | 33,610,000 | 33,756,000 |
| Total capital | 37,269,000 | 37,338,000 | 37,323,000 | 37,443,000 |
| Risk-weighted assets | 216,679,000 | 213,520,000 | 216,862,000 | 216,153,000 |