Call reports 2011
FNB BANK, NATIONAL ASSOCIATION — 2011
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 373,431,000 | 373,369,000 | 391,372,000 | 387,250,000 |
| Total loans | 234,630,000 | 241,185,000 | 237,356,000 | 238,463,000 |
| Allowance for loan losses | 2,620,000 | 2,697,000 | 2,735,000 | 2,725,000 |
| Securities available for sale | 84,859,000 | 84,028,000 | 93,411,000 | 79,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,510,000 | 297,741,000 | 303,773,000 | 306,108,000 |
| Interest-bearing deposits | 245,359,000 | 242,516,000 | 244,780,000 | 248,460,000 |
| Noninterest-bearing deposits | 55,151,000 | 55,225,000 | 58,993,000 | 57,648,000 |
| Equity capital | 34,185,000 | 36,168,000 | 37,647,000 | 37,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,106,000 | 8,254,000 | 12,361,000 | 16,448,000 |
| Interest expense | 925,000 | 1,770,000 | 2,588,000 | 3,385,000 |
| Net interest income | 3,181,000 | 6,484,000 | 9,773,000 | 13,063,000 |
| Noninterest income | 1,239,000 | 2,401,000 | 3,624,000 | 4,716,000 |
| Noninterest expense | 2,525,000 | 4,862,000 | 7,365,000 | 9,831,000 |
| Provision for loan losses | 0 | -23,000 | 84,000 | 336,000 |
| Pretax income | 1,930,000 | 4,081,000 | 5,983,000 | 7,905,000 |
| Income tax | 612,000 | 1,300,000 | 1,902,000 | 2,501,000 |
| Net income | 1,318,000 | 2,781,000 | 4,081,000 | 5,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,036,000 | 30,557,000 | 31,921,000 | 32,306,000 |
| Total capital | 33,656,000 | 34,777,000 | 36,173,000 | 36,545,000 |
| Risk-weighted assets | 216,056,000 | 220,648,000 | 220,826,000 | 232,150,000 |