Call reports 2010
FNB BANK, NATIONAL ASSOCIATION — 2010
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 402,251,000 | 395,020,000 | 393,053,000 | 388,866,000 |
| Total loans | 252,629,000 | 245,800,000 | 248,493,000 | 238,334,000 |
| Allowance for loan losses | 2,412,000 | 2,377,000 | 2,167,000 | 2,675,000 |
| Securities available for sale | 83,158,000 | 83,155,000 | 71,969,000 | 76,774,000 |
| Securities held to maturity | 7,000 | 7,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,853,000 | 310,438,000 | 310,387,000 | 313,625,000 |
| Interest-bearing deposits | 266,132,000 | 263,596,000 | 262,051,000 | 261,236,000 |
| Noninterest-bearing deposits | 45,721,000 | 46,842,000 | 48,336,000 | 52,389,000 |
| Equity capital | 28,370,000 | 31,662,000 | 32,662,000 | 32,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,590,000 | 9,119,000 | 13,522,000 | 17,779,000 |
| Interest expense | 1,472,000 | 2,835,000 | 4,028,000 | 5,068,000 |
| Net interest income | 3,118,000 | 6,284,000 | 9,494,000 | 12,711,000 |
| Noninterest income | 1,153,000 | 2,282,000 | 3,607,000 | 4,837,000 |
| Noninterest expense | 2,508,000 | 4,901,000 | 7,395,000 | 9,929,000 |
| Provision for loan losses | 0 | 0 | 0 | 750,000 |
| Pretax income | 1,763,000 | 3,703,000 | 5,916,000 | 7,142,000 |
| Income tax | 549,000 | 1,162,000 | 1,858,000 | 2,281,000 |
| Net income | 1,214,000 | 2,541,000 | 4,058,000 | 4,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,518,000 | 25,210,000 | 26,800,000 | 27,657,000 |
| Total capital | 27,430,000 | 29,587,000 | 30,967,000 | 32,332,000 |
| Risk-weighted assets | 232,127,000 | 224,093,000 | 226,624,000 | 224,921,000 |