Call reports 2009
FNB BANK, NATIONAL ASSOCIATION — 2009
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 387,722,000 | 392,388,000 | 397,508,000 | 401,995,000 |
| Total loans | 256,861,000 | 260,069,000 | 254,135,000 | 255,765,000 |
| Allowance for loan losses | 2,406,000 | 2,610,000 | 2,527,000 | 2,428,000 |
| Securities available for sale | 74,386,000 | 81,392,000 | 81,809,000 | 84,783,000 |
| Securities held to maturity | 8,000 | 8,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,683,000 | 302,295,000 | 299,877,000 | 312,104,000 |
| Interest-bearing deposits | 260,203,000 | 263,687,000 | 262,178,000 | 271,913,000 |
| Noninterest-bearing deposits | 38,480,000 | 38,608,000 | 37,699,000 | 40,191,000 |
| Equity capital | 29,095,000 | 28,996,000 | 29,797,000 | 29,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,883,000 | 9,659,000 | 14,415,000 | 19,142,000 |
| Interest expense | 1,878,000 | 3,725,000 | 5,495,000 | 7,165,000 |
| Net interest income | 3,005,000 | 5,934,000 | 8,920,000 | 11,977,000 |
| Noninterest income | 1,395,000 | 2,804,000 | 3,889,000 | 5,022,000 |
| Noninterest expense | 2,394,000 | 4,972,000 | 7,473,000 | 9,950,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 1,856,000 | 3,560,000 | 5,169,000 | 6,953,000 |
| Income tax | 601,000 | 1,147,000 | 1,658,000 | 2,214,000 |
| Net income | 1,255,000 | 2,413,000 | 3,511,000 | 4,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,464,000 | 23,513,000 | 23,708,000 | 24,045,000 |
| Total capital | 28,453,000 | 28,623,000 | 28,735,000 | 28,973,000 |
| Risk-weighted assets | 235,860,000 | 242,365,000 | 236,225,000 | 236,680,000 |