Call reports 2008
FNB BANK, NATIONAL ASSOCIATION — 2008
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 391,109,000 | 342,366,000 | 394,565,000 | 363,107,000 |
| Total loans | 241,944,000 | 250,159,000 | 263,569,000 | 269,973,000 |
| Allowance for loan losses | 1,285,000 | 1,308,000 | 1,826,000 | 2,359,000 |
| Securities available for sale | 76,962,000 | 62,929,000 | 70,013,000 | 64,887,000 |
| Securities held to maturity | 8,000 | 8,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,055,000 | 252,707,000 | 251,454,000 | 273,271,000 |
| Interest-bearing deposits | 239,271,000 | 214,408,000 | 215,980,000 | 238,851,000 |
| Noninterest-bearing deposits | 11,784,000 | 38,299,000 | 35,474,000 | 34,420,000 |
| Equity capital | 27,098,000 | 27,383,000 | 27,332,000 | 28,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,243,000 | 10,159,000 | 15,182,000 | 20,270,000 |
| Interest expense | 2,398,000 | 4,348,000 | 6,198,000 | 8,095,000 |
| Net interest income | 2,845,000 | 5,811,000 | 8,984,000 | 12,175,000 |
| Noninterest income | 929,000 | 2,166,000 | 3,088,000 | 4,035,000 |
| Noninterest expense | 2,048,000 | 4,205,000 | 6,369,000 | 8,477,000 |
| Provision for loan losses | 60,000 | 117,000 | 680,000 | 1,305,000 |
| Pretax income | 1,783,000 | 3,813,000 | 5,186,000 | 6,596,000 |
| Income tax | 578,000 | 1,273,000 | 1,710,000 | 2,158,000 |
| Net income | 1,205,000 | 2,540,000 | 3,476,000 | 4,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,023,000 | 23,072,000 | 23,028,000 | 23,163,000 |
| Total capital | 25,892,000 | 26,975,000 | 27,437,000 | 28,113,000 |
| Risk-weighted assets | 229,257,000 | 225,941,000 | 239,068,000 | 236,978,000 |
Machine access — free, no API key
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