Call reports 2005
FNB BANK, NATIONAL ASSOCIATION — 2005
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 273,088,000 | 283,326,000 | 284,205,000 | 291,464,000 |
| Total loans | 209,628,000 | 219,041,000 | 225,542,000 | 221,228,000 |
| Allowance for loan losses | 1,779,000 | 1,757,000 | 1,699,000 | 1,579,000 |
| Securities available for sale | 45,436,000 | 45,228,000 | 41,603,000 | 51,409,000 |
| Securities held to maturity | 34,000 | 27,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,053,000 | 207,956,000 | 206,153,000 | 207,432,000 |
| Interest-bearing deposits | 172,915,000 | 170,333,000 | 170,111,000 | 171,477,000 |
| Noninterest-bearing deposits | 36,138,000 | 37,623,000 | 36,042,000 | 35,955,000 |
| Equity capital | 23,786,000 | 24,423,000 | 25,289,000 | 23,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,401,000 | 6,947,000 | 10,680,000 | 14,538,000 |
| Interest expense | 1,105,000 | 2,279,000 | 3,580,000 | 5,018,000 |
| Net interest income | 2,296,000 | 4,668,000 | 7,100,000 | 9,520,000 |
| Noninterest income | 749,000 | 1,518,000 | 2,330,000 | 3,127,000 |
| Noninterest expense | 1,832,000 | 3,600,000 | 5,423,000 | 7,241,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,231,000 | 2,604,000 | 4,025,000 | 5,424,000 |
| Income tax | 388,000 | 823,000 | 1,274,000 | 1,717,000 |
| Net income | 843,000 | 1,781,000 | 2,751,000 | 3,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,508,000 | 19,912,000 | 20,949,000 | 19,469,000 |
| Total capital | 21,287,000 | 21,669,000 | 22,648,000 | 23,548,000 |
| Risk-weighted assets | 189,323,000 | 197,986,000 | 204,646,000 | 204,682,000 |
Machine access — free, no API key
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