Call reports 2003
FNB BANK, NATIONAL ASSOCIATION — 2003
What FNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 300,006,000 | 306,175,000 | 306,761,000 | 292,695,000 |
| Total loans | 196,815,000 | 195,795,000 | 200,408,000 | 192,112,000 |
| Allowance for loan losses | 2,274,000 | 2,179,000 | 2,111,000 | 2,095,000 |
| Securities available for sale | 85,100,000 | 89,458,000 | 87,987,000 | 82,956,000 |
| Securities held to maturity | 47,000 | 62,000 | 50,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,073,000 | 221,987,000 | 213,628,000 | 208,915,000 |
| Interest-bearing deposits | 195,809,000 | 192,666,000 | 184,613,000 | 178,952,000 |
| Noninterest-bearing deposits | 28,264,000 | 29,321,000 | 29,015,000 | 29,963,000 |
| Equity capital | 30,217,000 | 30,067,000 | 29,140,000 | 23,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,228,000 | 8,254,000 | 12,054,000 | 15,821,000 |
| Interest expense | 1,542,000 | 2,988,000 | 4,320,000 | 5,548,000 |
| Net interest income | 2,686,000 | 5,266,000 | 7,734,000 | 10,273,000 |
| Noninterest income | 885,000 | 1,882,000 | 2,815,000 | 3,633,000 |
| Noninterest expense | 1,686,000 | 3,438,000 | 5,134,000 | 6,826,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 1,975,000 | 3,800,000 | 5,555,000 | 7,220,000 |
| Income tax | 637,000 | 1,220,000 | 1,786,000 | 2,326,000 |
| Net income | 1,338,000 | 2,580,000 | 3,769,000 | 4,894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,563,000 | 23,639,000 | 23,658,000 | 18,120,000 |
| Total capital | 25,775,000 | 25,818,000 | 25,769,000 | 20,215,000 |
| Risk-weighted assets | 176,862,000 | 178,420,000 | 181,737,000 | 174,086,000 |
Machine access — free, no API key
Every figure shown here about FNB BANK, NATIONAL ASSOCIATION — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.