Call reports 2025
BIG HORN FEDERAL SAVINGS BANK — 2025
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 375,464,000 | 380,289,000 | 393,478,000 | 392,170,000 |
| Total loans | 157,792,000 | 164,420,000 | 170,126,000 | 175,077,000 |
| Allowance for loan losses | 2,064,000 | 2,104,000 | 2,224,000 | 2,254,000 |
| Securities available for sale | 32,497,000 | 32,732,000 | 32,240,000 | 32,479,000 |
| Securities held to maturity | 129,161,000 | 129,033,000 | 139,869,000 | 139,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,263,000 | 319,014,000 | 329,400,000 | 324,676,000 |
| Interest-bearing deposits | 261,274,000 | 262,267,000 | 269,894,000 | 266,271,000 |
| Noninterest-bearing deposits | 53,989,000 | 56,747,000 | 59,506,000 | 58,405,000 |
| Equity capital | 39,408,000 | 40,287,000 | 41,433,000 | 42,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,665,000 | 7,654,000 | 11,850,000 | 16,150,000 |
| Interest expense | 1,374,000 | 2,751,000 | 4,195,000 | 5,624,000 |
| Net interest income | 2,291,000 | 4,903,000 | 7,655,000 | 10,526,000 |
| Noninterest income | 968,000 | 1,525,000 | 2,099,000 | 2,698,000 |
| Noninterest expense | 2,236,000 | 4,465,000 | 6,672,000 | 8,535,000 |
| Provision for loan losses | 46,000 | 66,000 | 183,000 | 235,000 |
| Pretax income | 961,000 | 1,884,000 | 2,910,000 | 4,423,000 |
| Income tax | 104,000 | 280,000 | 475,000 | 692,000 |
| Net income | 857,000 | 1,604,000 | 2,435,000 | 3,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,840,000 | 40,622,000 | 41,537,000 | 42,876,000 |
| Total capital | 42,092,000 | 42,914,000 | 43,929,000 | 45,298,000 |
| Risk-weighted assets | 181,345,000 | 186,539,000 | 209,652,000 | 215,701,000 |