Call reports 2024
BIG HORN FEDERAL SAVINGS BANK — 2024
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 357,204,000 | 352,907,000 | 371,064,000 | 366,588,000 |
| Total loans | 134,761,000 | 144,476,000 | 149,364,000 | 154,077,000 |
| Allowance for loan losses | 1,844,000 | 1,954,000 | 1,974,000 | 2,034,000 |
| Securities available for sale | 19,711,000 | 18,926,000 | 23,607,000 | 30,616,000 |
| Securities held to maturity | 146,857,000 | 143,798,000 | 143,805,000 | 136,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,398,000 | 297,928,000 | 308,527,000 | 306,000,000 |
| Interest-bearing deposits | 249,783,000 | 247,627,000 | 248,672,000 | 253,867,000 |
| Noninterest-bearing deposits | 51,615,000 | 50,301,000 | 59,855,000 | 52,133,000 |
| Equity capital | 35,977,000 | 36,698,000 | 37,913,000 | 38,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,230,000 | 6,629,000 | 10,200,000 | 13,904,000 |
| Interest expense | 1,089,000 | 2,254,000 | 3,554,000 | 4,949,000 |
| Net interest income | 2,141,000 | 4,375,000 | 6,646,000 | 8,955,000 |
| Noninterest income | 1,388,000 | 2,012,000 | 2,532,000 | 3,296,000 |
| Noninterest expense | 2,580,000 | 4,577,000 | 6,649,000 | 8,488,000 |
| Provision for loan losses | -2,000 | 101,000 | 129,000 | 177,000 |
| Pretax income | 823,000 | 1,599,000 | 2,221,000 | 3,409,000 |
| Income tax | 173,000 | 273,000 | 309,000 | 392,000 |
| Net income | 650,000 | 1,326,000 | 1,912,000 | 3,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,806,000 | 37,494,000 | 37,912,000 | 38,881,000 |
| Total capital | 38,928,000 | 39,636,000 | 40,074,000 | 41,103,000 |
| Risk-weighted assets | 170,533,000 | 174,447,000 | 177,359,000 | 179,549,000 |