Call reports 2023
BIG HORN FEDERAL SAVINGS BANK — 2023
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 350,775,000 | 348,424,000 | 357,834,000 | 358,328,000 |
| Total loans | 121,062,000 | 123,869,000 | 128,372,000 | 130,930,000 |
| Allowance for loan losses | 1,875,000 | 1,875,000 | 1,875,000 | 1,844,000 |
| Securities available for sale | 27,417,000 | 25,508,000 | 24,431,000 | 22,447,000 |
| Securities held to maturity | 147,136,000 | 143,675,000 | 143,740,000 | 153,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,767,000 | 297,235,000 | 297,021,000 | 297,421,000 |
| Interest-bearing deposits | 250,151,000 | 242,162,000 | 239,121,000 | 241,230,000 |
| Noninterest-bearing deposits | 55,616,000 | 55,073,000 | 57,900,000 | 56,191,000 |
| Equity capital | 32,975,000 | 33,292,000 | 33,327,000 | 35,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,699,000 | 5,581,000 | 8,600,000 | 11,808,000 |
| Interest expense | 490,000 | 1,170,000 | 2,038,000 | 3,015,000 |
| Net interest income | 2,209,000 | 4,411,000 | 6,562,000 | 8,793,000 |
| Noninterest income | 501,000 | 944,000 | 1,518,000 | 2,042,000 |
| Noninterest expense | 2,056,000 | 4,029,000 | 6,118,000 | 7,687,000 |
| Provision for loan losses | 39,000 | 43,000 | 19,000 | 18,000 |
| Pretax income | 616,000 | 1,268,000 | 1,928,000 | 2,964,000 |
| Income tax | 129,000 | 266,000 | 405,000 | 506,000 |
| Net income | 487,000 | 1,002,000 | 1,523,000 | 2,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,009,000 | 34,430,000 | 34,821,000 | 36,158,000 |
| Total capital | 36,080,000 | 36,522,000 | 36,928,000 | 38,277,000 |
| Risk-weighted assets | 165,650,000 | 167,314,000 | 168,541,000 | 169,450,000 |