Call reports 2022
BIG HORN FEDERAL SAVINGS BANK — 2022
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 355,559,000 | 357,751,000 | 354,818,000 | 348,545,000 |
| Total loans | 111,725,000 | 113,619,000 | 118,066,000 | 118,937,000 |
| Allowance for loan losses | 1,885,000 | 1,885,000 | 1,885,000 | 1,885,000 |
| Securities available for sale | 30,187,000 | 28,383,000 | 26,487,000 | 25,877,000 |
| Securities held to maturity | 153,561,000 | 148,545,000 | 149,920,000 | 147,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,922,000 | 314,517,000 | 310,812,000 | 302,177,000 |
| Interest-bearing deposits | 256,060,000 | 257,780,000 | 250,480,000 | 248,902,000 |
| Noninterest-bearing deposits | 53,862,000 | 56,737,000 | 60,332,000 | 53,275,000 |
| Equity capital | 31,479,000 | 31,243,000 | 30,865,000 | 32,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,008,000 | 4,137,000 | 6,579,000 | 9,158,000 |
| Interest expense | 149,000 | 299,000 | 504,000 | 819,000 |
| Net interest income | 1,859,000 | 3,838,000 | 6,075,000 | 8,339,000 |
| Noninterest income | 467,000 | 1,063,000 | 1,582,000 | 2,111,000 |
| Noninterest expense | 1,970,000 | 3,981,000 | 6,007,000 | 7,831,000 |
| Provision for loan losses | -139,000 | -112,000 | -143,000 | -149,000 |
| Pretax income | 495,000 | 1,032,000 | 1,794,000 | 2,761,000 |
| Income tax | 104,000 | 217,000 | 377,000 | 474,000 |
| Net income | 391,000 | 815,000 | 1,417,000 | 2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,806,000 | 32,053,000 | 32,395,000 | 33,420,000 |
| Total capital | 33,769,000 | 34,016,000 | 34,358,000 | 35,383,000 |
| Risk-weighted assets | 158,699,000 | 159,168,000 | 164,029,000 | 163,608,000 |