Call reports 2021
BIG HORN FEDERAL SAVINGS BANK — 2021
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 328,666,000 | 330,149,000 | 342,293,000 | 352,327,000 |
| Total loans | 103,387,000 | 106,620,000 | 106,621,000 | 109,395,000 |
| Allowance for loan losses | 2,156,000 | 2,156,000 | 2,050,000 | 2,050,000 |
| Securities available for sale | 36,186,000 | 31,488,000 | 26,151,000 | 34,590,000 |
| Securities held to maturity | 94,993,000 | 110,943,000 | 128,609,000 | 135,014,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,362,000 | 288,011,000 | 299,924,000 | 306,098,000 |
| Interest-bearing deposits | 233,796,000 | 237,730,000 | 243,543,000 | 248,808,000 |
| Noninterest-bearing deposits | 51,566,000 | 50,281,000 | 56,381,000 | 57,290,000 |
| Equity capital | 30,507,000 | 31,084,000 | 31,613,000 | 32,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,132,000 | 4,253,000 | 6,310,000 | 8,402,000 |
| Interest expense | 188,000 | 354,000 | 513,000 | 662,000 |
| Net interest income | 1,944,000 | 3,899,000 | 5,797,000 | 7,740,000 |
| Noninterest income | 462,000 | 961,000 | 1,512,000 | 2,088,000 |
| Noninterest expense | 2,017,000 | 4,044,000 | 5,858,000 | 7,509,000 |
| Provision for loan losses | -52,000 | -78,000 | -83,000 | -84,000 |
| Pretax income | 441,000 | 893,000 | 1,537,000 | 2,392,000 |
| Income tax | 92,000 | 159,000 | 293,000 | 380,000 |
| Net income | 349,000 | 734,000 | 1,244,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,820,000 | 30,402,000 | 30,916,000 | 31,725,000 |
| Total capital | 31,552,000 | 32,199,000 | 32,742,000 | 33,622,000 |
| Risk-weighted assets | 138,030,000 | 143,203,000 | 145,753,000 | 151,497,000 |