Call reports 2020
BIG HORN FEDERAL SAVINGS BANK — 2020
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 269,998,000 | 288,004,000 | 299,592,000 | 315,500,000 |
| Total loans | 108,241,000 | 117,212,000 | 113,762,000 | 108,002,000 |
| Allowance for loan losses | 2,194,000 | 2,135,000 | 2,185,000 | 2,156,000 |
| Securities available for sale | 6,695,000 | 10,390,000 | 23,574,000 | 38,097,000 |
| Securities held to maturity | 66,032,000 | 71,929,000 | 69,236,000 | 67,652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,699,000 | 247,108,000 | 255,616,000 | 271,501,000 |
| Interest-bearing deposits | 200,545,000 | 211,824,000 | 216,165,000 | 223,432,000 |
| Noninterest-bearing deposits | 29,154,000 | 35,284,000 | 39,451,000 | 48,069,000 |
| Equity capital | 29,022,000 | 29,349,000 | 29,713,000 | 30,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,630,000 | 6,989,000 | 9,134,000 |
| Interest expense | 343,000 | 622,000 | 860,000 | 1,084,000 |
| Net interest income | 1,925,000 | 4,008,000 | 6,129,000 | 8,050,000 |
| Noninterest income | 421,000 | 884,000 | 1,335,000 | 1,807,000 |
| Noninterest expense | 1,997,000 | 3,901,000 | 6,014,000 | 7,529,000 |
| Provision for loan losses | 55,000 | 296,000 | 189,000 | 141,000 |
| Pretax income | 294,000 | 695,000 | 1,260,000 | 2,186,000 |
| Income tax | 62,000 | 146,000 | 265,000 | 408,000 |
| Net income | 232,000 | 549,000 | 995,000 | 1,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,048,000 | 28,364,000 | 28,811,000 | 29,607,000 |
| Total capital | 29,687,000 | 30,144,000 | 30,579,000 | 31,326,000 |
| Risk-weighted assets | 130,460,000 | 141,968,000 | 140,883,000 | 136,923,000 |