Call reports 2019
BIG HORN FEDERAL SAVINGS BANK — 2019
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 259,917,000 | 255,121,000 | 259,868,000 | 260,508,000 |
| Total loans | 108,338,000 | 115,879,000 | 112,809,000 | 112,431,000 |
| Allowance for loan losses | 2,014,000 | 2,042,000 | 2,089,000 | 2,139,000 |
| Securities available for sale | 5,095,000 | 5,612,000 | 3,519,000 | 3,039,000 |
| Securities held to maturity | 69,521,000 | 70,787,000 | 71,825,000 | 75,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,793,000 | 217,442,000 | 221,833,000 | 220,921,000 |
| Interest-bearing deposits | 197,525,000 | 191,709,000 | 191,942,000 | 193,692,000 |
| Noninterest-bearing deposits | 23,268,000 | 25,733,000 | 29,891,000 | 27,229,000 |
| Equity capital | 27,164,000 | 27,478,000 | 27,917,000 | 28,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,329,000 | 4,581,000 | 6,964,000 | 9,278,000 |
| Interest expense | 306,000 | 638,000 | 977,000 | 1,329,000 |
| Net interest income | 2,023,000 | 3,943,000 | 5,987,000 | 7,949,000 |
| Noninterest income | 395,000 | 884,000 | 1,333,000 | 1,813,000 |
| Noninterest expense | 1,901,000 | 3,742,000 | 5,638,000 | 7,005,000 |
| Provision for loan losses | 116,000 | 304,000 | 349,000 | 397,000 |
| Pretax income | 401,000 | 781,000 | 1,333,000 | 2,360,000 |
| Income tax | 86,000 | 164,000 | 280,000 | 445,000 |
| Net income | 315,000 | 617,000 | 1,053,000 | 1,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,227,000 | 26,527,000 | 26,964,000 | 27,816,000 |
| Total capital | 27,849,000 | 28,219,000 | 28,646,000 | 29,482,000 |
| Risk-weighted assets | 129,096,000 | 134,757,000 | 134,027,000 | 132,624,000 |