Call reports 2018
BIG HORN FEDERAL SAVINGS BANK — 2018
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 245,897,000 | 246,803,000 | 252,466,000 | 253,002,000 |
| Total loans | 107,091,000 | 109,624,000 | 109,776,000 | 109,877,000 |
| Allowance for loan losses | 1,775,000 | 1,925,000 | 1,940,000 | 1,955,000 |
| Securities available for sale | 5,070,000 | 5,048,000 | 5,036,000 | 5,066,000 |
| Securities held to maturity | 60,544,000 | 63,801,000 | 62,802,000 | 62,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,262,000 | 205,933,000 | 211,034,000 | 208,707,000 |
| Interest-bearing deposits | 182,032,000 | 180,114,000 | 184,674,000 | 185,193,000 |
| Noninterest-bearing deposits | 22,230,000 | 25,819,000 | 26,360,000 | 23,514,000 |
| Equity capital | 25,197,000 | 25,539,000 | 25,987,000 | 26,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,996,000 | 4,089,000 | 6,198,000 | 8,409,000 |
| Interest expense | 190,000 | 390,000 | 612,000 | 863,000 |
| Net interest income | 1,806,000 | 3,699,000 | 5,586,000 | 7,546,000 |
| Noninterest income | 481,000 | 918,000 | 1,340,000 | 1,806,000 |
| Noninterest expense | 1,827,000 | 3,598,000 | 5,316,000 | 6,797,000 |
| Provision for loan losses | 153,000 | 255,000 | 259,000 | 271,000 |
| Pretax income | 307,000 | 764,000 | 1,351,000 | 2,284,000 |
| Income tax | 68,000 | 168,000 | 297,000 | 416,000 |
| Net income | 239,000 | 596,000 | 1,054,000 | 1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,283,000 | 24,638,000 | 25,096,000 | 25,910,000 |
| Total capital | 25,838,000 | 26,223,000 | 26,695,000 | 27,514,000 |
| Risk-weighted assets | 123,809,000 | 126,192,000 | 127,295,000 | 127,601,000 |