Call reports 2017
BIG HORN FEDERAL SAVINGS BANK — 2017
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 236,724,000 | 238,291,000 | 242,890,000 | 241,883,000 |
| Total loans | 100,784,000 | 102,796,000 | 103,093,000 | 105,782,000 |
| Allowance for loan losses | 1,646,000 | 1,658,000 | 1,694,000 | 1,670,000 |
| Securities available for sale | 1,408,000 | 1,657,000 | 2,419,000 | 4,597,000 |
| Securities held to maturity | 60,995,000 | 60,876,000 | 59,721,000 | 60,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,459,000 | 200,400,000 | 204,261,000 | 201,416,000 |
| Interest-bearing deposits | 177,635,000 | 178,736,000 | 180,341,000 | 179,948,000 |
| Noninterest-bearing deposits | 19,824,000 | 21,664,000 | 23,920,000 | 21,468,000 |
| Equity capital | 24,114,000 | 24,340,000 | 24,693,000 | 24,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,649,000 | 5,626,000 | 7,541,000 |
| Interest expense | 137,000 | 288,000 | 446,000 | 626,000 |
| Net interest income | 1,641,000 | 3,361,000 | 5,180,000 | 6,915,000 |
| Noninterest income | 427,000 | 852,000 | 1,344,000 | 1,747,000 |
| Noninterest expense | 1,695,000 | 3,370,000 | 5,113,000 | 6,512,000 |
| Provision for loan losses | 75,000 | 197,000 | 267,000 | 300,000 |
| Pretax income | 298,000 | 646,000 | 1,144,000 | 1,850,000 |
| Income tax | 101,000 | 223,000 | 363,000 | 770,000 |
| Net income | 197,000 | 423,000 | 781,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,906,000 | 23,133,000 | 23,491,000 | 24,042,000 |
| Total capital | 24,381,000 | 24,639,000 | 24,983,000 | 25,569,000 |
| Risk-weighted assets | 117,472,000 | 120,058,000 | 118,898,000 | 121,736,000 |