Call reports 2016
BIG HORN FEDERAL SAVINGS BANK — 2016
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 233,177,000 | 234,955,000 | 235,110,000 | 232,751,000 |
| Total loans | 93,785,000 | 96,129,000 | 97,839,000 | 97,586,000 |
| Allowance for loan losses | 1,560,000 | 1,573,000 | 1,606,000 | 1,621,000 |
| Securities available for sale | 1,432,000 | 1,438,000 | 1,431,000 | 1,414,000 |
| Securities held to maturity | 59,596,000 | 55,766,000 | 57,156,000 | 60,853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,888,000 | 199,061,000 | 198,166,000 | 197,320,000 |
| Interest-bearing deposits | 179,819,000 | 178,085,000 | 176,389,000 | 175,402,000 |
| Noninterest-bearing deposits | 20,069,000 | 20,976,000 | 21,777,000 | 21,918,000 |
| Equity capital | 23,094,000 | 23,272,000 | 23,482,000 | 23,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,567,000 | 5,372,000 | 7,195,000 |
| Interest expense | 132,000 | 264,000 | 397,000 | 531,000 |
| Net interest income | 1,665,000 | 3,303,000 | 4,975,000 | 6,664,000 |
| Noninterest income | 389,000 | 813,000 | 1,244,000 | 1,640,000 |
| Noninterest expense | 1,711,000 | 3,510,000 | 5,242,000 | 6,829,000 |
| Provision for loan losses | 107,000 | 107,000 | 151,000 | 105,000 |
| Pretax income | 236,000 | 499,000 | 826,000 | 1,370,000 |
| Income tax | 80,000 | 170,000 | 281,000 | 376,000 |
| Net income | 156,000 | 329,000 | 545,000 | 994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,763,000 | 22,090,000 | 22,305,000 | 22,710,000 |
| Total capital | 23,144,000 | 23,489,000 | 23,733,000 | 24,144,000 |
| Risk-weighted assets | 109,761,000 | 111,321,000 | 113,559,000 | 113,961,000 |