Call reports 2014
BIG HORN FEDERAL SAVINGS BANK — 2014
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 220,045,000 | 219,727,000 | 227,191,000 | 230,251,000 |
| Total loans | 98,232,000 | 100,726,000 | 98,306,000 | 97,258,000 |
| Allowance for loan losses | 1,335,000 | 1,423,000 | 1,461,000 | 1,451,000 |
| Securities available for sale | 267,000 | 511,000 | 508,000 | 701,000 |
| Securities held to maturity | 57,190,000 | 56,112,000 | 53,628,000 | 53,687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,343,000 | 190,782,000 | 198,038,000 | 199,969,000 |
| Interest-bearing deposits | 179,327,000 | 175,146,000 | 176,826,000 | 179,246,000 |
| Noninterest-bearing deposits | 13,016,000 | 15,636,000 | 21,212,000 | 20,723,000 |
| Equity capital | 20,894,000 | 21,103,000 | 21,305,000 | 21,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,634,000 | 5,450,000 | 7,194,000 |
| Interest expense | 147,000 | 287,000 | 429,000 | 569,000 |
| Net interest income | 1,598,000 | 3,347,000 | 5,021,000 | 6,625,000 |
| Noninterest income | 343,000 | 724,000 | 1,106,000 | 1,518,000 |
| Noninterest expense | 1,603,000 | 3,297,000 | 4,992,000 | 6,253,000 |
| Provision for loan losses | 107,000 | 221,000 | 265,000 | 264,000 |
| Pretax income | 231,000 | 553,000 | 870,000 | 1,626,000 |
| Income tax | 78,000 | 187,000 | 295,000 | 461,000 |
| Net income | 153,000 | 366,000 | 575,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,940,000 | 20,153,000 | 20,359,000 | 20,787,000 |
| Total capital | 21,309,000 | 21,561,000 | 21,742,000 | 22,159,000 |
| Risk-weighted assets | 110,464,000 | 112,502,000 | 110,460,000 | 109,638,000 |