Call reports 2012
BIG HORN FEDERAL SAVINGS BANK — 2012
What BIG HORN FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 217,026,000 | 216,158,000 | 222,036,000 | 225,424,000 |
| Total loans | 96,060,000 | 101,482,000 | 100,887,000 | 100,175,000 |
| Allowance for loan losses | 967,000 | 1,007,000 | 1,033,000 | 1,077,000 |
| Securities available for sale | 295,000 | 295,000 | 293,000 | 289,000 |
| Securities held to maturity | 36,820,000 | 43,067,000 | 41,178,000 | 41,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,975,000 | 191,037,000 | 197,078,000 | 199,334,000 |
| Interest-bearing deposits | 183,622,000 | 181,834,000 | 183,774,000 | 186,377,000 |
| Noninterest-bearing deposits | 8,353,000 | 9,203,000 | 13,304,000 | 12,957,000 |
| Equity capital | 18,725,000 | 18,965,000 | 19,206,000 | 19,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,744,000 | 3,627,000 | 5,531,000 | 7,687,000 |
| Interest expense | 273,000 | 507,000 | 734,000 | 947,000 |
| Net interest income | 1,471,000 | 3,120,000 | 4,797,000 | 6,740,000 |
| Noninterest income | 251,000 | 541,000 | 847,000 | 1,094,000 |
| Noninterest expense | 1,385,000 | 2,926,000 | 4,512,000 | 5,935,000 |
| Provision for loan losses | 44,000 | 79,000 | 110,000 | 231,000 |
| Pretax income | 293,000 | 656,000 | 1,022,000 | 1,668,000 |
| Income tax | 100,000 | 223,000 | 348,000 | 476,000 |
| Net income | 193,000 | 433,000 | 674,000 | 1,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,912,000 | 18,152,000 | 18,394,000 | 18,835,000 |
| Total capital | 18,879,000 | 19,159,000 | 19,427,000 | 19,912,000 |
| Risk-weighted assets | 100,731,000 | 108,557,000 | 108,077,000 | 107,603,000 |