Call report 2020Q4
OXFORD BANK & TRUST — 2020Q4
The 22 measures OXFORD BANK & TRUST reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 730,806,000 | USD | evidence → |
| Total loans | 405,144,000 | USD | evidence → |
| Allowance for loan losses | 5,215,000 | USD | evidence → |
| Securities available for sale | 230,904,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 635,857,000 | USD | evidence → |
| Interest-bearing deposits | 525,767,000 | USD | evidence → |
| Noninterest-bearing deposits | 110,090,000 | USD | evidence → |
| Equity capital | 73,300,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,334,000 | USD | evidence → |
| Interest expense | 3,921,000 | USD | evidence → |
| Net interest income | 24,413,000 | USD | evidence → |
| Noninterest income | 1,482,000 | USD | evidence → |
| Noninterest expense | 16,886,000 | USD | evidence → |
| Provision for loan losses | 1,035,000 | USD | evidence → |
| Pretax income | 12,334,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 12,326,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,833,000 | USD | evidence → |