Call report 2015Q4
OXFORD BANK & TRUST — 2015Q4
The 22 measures OXFORD BANK & TRUST reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 476,163,000 | USD | evidence → |
| Total loans | 291,364,000 | USD | evidence → |
| Allowance for loan losses | 3,433,000 | USD | evidence → |
| Securities available for sale | 129,937,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 433,521,000 | USD | evidence → |
| Interest-bearing deposits | 326,200,000 | USD | evidence → |
| Noninterest-bearing deposits | 107,321,000 | USD | evidence → |
| Equity capital | 41,184,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,098,000 | USD | evidence → |
| Interest expense | 601,000 | USD | evidence → |
| Net interest income | 16,497,000 | USD | evidence → |
| Noninterest income | 1,635,000 | USD | evidence → |
| Noninterest expense | 16,807,000 | USD | evidence → |
| Provision for loan losses | 475,000 | USD | evidence → |
| Pretax income | 1,250,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 1,248,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,205,000 | USD | evidence → |
| Total capital | 43,641,000 | USD | evidence → |
| Risk-weighted assets | 333,189,000 | USD | evidence → |