Call report 2012Q4
OXFORD BANK & TRUST — 2012Q4
The 22 measures OXFORD BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 463,172,000 | USD | evidence → |
| Total loans | 284,334,000 | USD | evidence → |
| Allowance for loan losses | 5,253,000 | USD | evidence → |
| Securities available for sale | 21,742,000 | USD | evidence → |
| Securities held to maturity | 95,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 421,956,000 | USD | evidence → |
| Interest-bearing deposits | 339,602,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,354,000 | USD | evidence → |
| Equity capital | 39,400,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,878,000 | USD | evidence → |
| Interest expense | 1,386,000 | USD | evidence → |
| Net interest income | 16,492,000 | USD | evidence → |
| Noninterest income | 3,212,000 | USD | evidence → |
| Noninterest expense | 20,628,000 | USD | evidence → |
| Provision for loan losses | 887,000 | USD | evidence → |
| Pretax income | -1,811,000 | USD | evidence → |
| Income tax | 52,000 | USD | evidence → |
| Net income | -1,863,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,267,000 | USD | evidence → |
| Total capital | 42,248,000 | USD | evidence → |
| Risk-weighted assets | 314,859,000 | USD | evidence → |