Call reports 2006
OXFORD BANK & TRUST — 2006
What OXFORD BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 481,897,000 | 494,207,000 | 507,734,000 | 529,834,000 |
| Total loans | 385,384,000 | 396,376,000 | 400,744,000 | 396,890,000 |
| Allowance for loan losses | 4,291,000 | 4,266,000 | 4,237,000 | 4,169,000 |
| Securities available for sale | 46,878,000 | 46,623,000 | 45,745,000 | 45,249,000 |
| Securities held to maturity | 365,000 | 365,000 | 365,000 | 335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,837,000 | 445,067,000 | 456,768,000 | 477,935,000 |
| Interest-bearing deposits | 391,904,000 | 405,036,000 | 417,639,000 | 435,321,000 |
| Noninterest-bearing deposits | 38,933,000 | 40,031,000 | 39,129,000 | 42,614,000 |
| Equity capital | 42,551,000 | 42,784,000 | 44,158,000 | 45,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,157,000 | 16,773,000 | 26,030,000 | 35,305,000 |
| Interest expense | 3,026,000 | 6,457,000 | 10,352,000 | 14,472,000 |
| Net interest income | 5,131,000 | 10,316,000 | 15,678,000 | 20,833,000 |
| Noninterest income | 511,000 | 1,069,000 | 1,768,000 | 2,280,000 |
| Noninterest expense | 3,848,000 | 7,782,000 | 11,780,000 | 16,055,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,794,000 | 3,603,000 | 5,666,000 | 7,058,000 |
| Income tax | 75,000 | 75,000 | 62,000 | 62,000 |
| Net income | 1,719,000 | 3,528,000 | 5,604,000 | 6,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,387,000 | 42,871,000 | 43,912,000 | 44,939,000 |
| Total capital | 46,678,000 | 47,137,000 | 48,149,000 | 49,108,000 |
| Risk-weighted assets | 398,873,000 | 412,096,000 | 415,118,000 | 412,942,000 |
Machine access — free, no API key
Every figure shown here about OXFORD BANK & TRUST — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.