Call reports 2020
ORMSBY STATE BANK — 2020
What ORMSBY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 25,401,000 | 24,971,000 | 25,908,000 | 27,172,000 |
| Total loans | 11,257,000 | 11,131,000 | 9,955,000 | 10,412,000 |
| Allowance for loan losses | 202,000 | 202,000 | 202,000 | 203,000 |
| Securities available for sale | 6,970,000 | 7,181,000 | 6,824,000 | 7,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,951,000 | 20,469,000 | 21,388,000 | 22,860,000 |
| Interest-bearing deposits | 17,334,000 | 16,593,000 | 14,249,000 | 18,239,000 |
| Noninterest-bearing deposits | 3,617,000 | 3,876,000 | 7,139,000 | 4,621,000 |
| Equity capital | 4,240,000 | 4,353,000 | 4,341,000 | 4,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 475,000 | 687,000 | 868,000 |
| Interest expense | 56,000 | 105,000 | 149,000 | 194,000 |
| Net interest income | 183,000 | 370,000 | 538,000 | 674,000 |
| Noninterest income | 12,000 | 23,000 | 31,000 | 40,000 |
| Noninterest expense | 125,000 | 241,000 | 409,000 | 678,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 152,000 | 160,000 | 36,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 152,000 | 160,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,024,000 | 4,107,000 | 4,115,000 | 3,990,000 |
| Total capital | 4,201,000 | — | — | — |
| Risk-weighted assets | 14,167,000 | — | — | — |