Call reports 2019
ORMSBY STATE BANK — 2019
What ORMSBY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 26,275,000 | 25,746,000 | 26,513,000 | 26,825,000 |
| Total loans | 11,299,000 | 11,581,000 | 11,215,000 | 11,720,000 |
| Allowance for loan losses | 199,000 | 199,000 | 202,000 | 202,000 |
| Securities available for sale | 8,025,000 | 7,826,000 | 7,356,000 | 7,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,165,000 | 21,026,000 | 22,202,000 | 22,477,000 |
| Interest-bearing deposits | 18,172,000 | 18,037,000 | 16,179,000 | 17,877,000 |
| Noninterest-bearing deposits | 3,993,000 | 2,989,000 | 6,023,000 | 4,600,000 |
| Equity capital | 3,934,000 | 4,084,000 | 4,182,000 | 4,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 503,000 | 763,000 | 1,009,000 |
| Interest expense | 55,000 | 114,000 | 185,000 | 251,000 |
| Net interest income | 189,000 | 389,000 | 578,000 | 758,000 |
| Noninterest income | 21,000 | 29,000 | 47,000 | 57,000 |
| Noninterest expense | 126,000 | 245,000 | 364,000 | 494,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 170,000 | 258,000 | 320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 170,000 | 258,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,938,000 | 4,024,000 | 4,112,000 | 4,175,000 |
| Total capital | 4,120,000 | 4,198,000 | 4,277,000 | 4,348,000 |
| Risk-weighted assets | 14,588,000 | 13,950,000 | 13,191,000 | 13,846,000 |