Call reports 2018
ORMSBY STATE BANK — 2018
What ORMSBY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 26,135,000 | 25,008,000 | 25,555,000 | 26,614,000 |
| Total loans | 10,767,000 | 10,569,000 | 10,918,000 | 10,923,000 |
| Allowance for loan losses | 199,000 | 199,000 | 199,000 | 199,000 |
| Securities available for sale | 8,625,000 | 8,326,000 | 8,015,000 | 7,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,355,000 | 21,218,000 | 21,750,000 | 22,677,000 |
| Interest-bearing deposits | 18,673,000 | 17,808,000 | 18,342,000 | 18,930,000 |
| Noninterest-bearing deposits | 3,682,000 | 3,410,000 | 3,407,000 | 3,747,000 |
| Equity capital | 3,628,000 | 3,674,000 | 3,704,000 | 3,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 452,000 | 680,000 | 930,000 |
| Interest expense | 28,000 | 61,000 | 94,000 | 142,000 |
| Net interest income | 184,000 | 391,000 | 586,000 | 788,000 |
| Noninterest income | 11,000 | 19,000 | 44,000 | 50,000 |
| Noninterest expense | 134,000 | 281,000 | 430,000 | 529,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 129,000 | 200,000 | 309,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 129,000 | 200,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,769,000 | 3,837,000 | 3,908,000 | 4,017,000 |
| Total capital | 3,898,000 | 4,000,000 | 4,061,000 | 4,182,000 |
| Risk-weighted assets | 10,255,000 | 13,023,000 | 12,103,000 | 13,156,000 |