Call reports 2017
ORMSBY STATE BANK — 2017
What ORMSBY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 25,542,000 | 25,404,000 | 26,118,000 | 25,799,000 |
| Total loans | 9,888,000 | 10,519,000 | 10,441,000 | 10,744,000 |
| Allowance for loan losses | 202,000 | 202,000 | 202,000 | 199,000 |
| Securities available for sale | 8,270,000 | 8,945,000 | 8,624,000 | 8,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,621,000 | 20,728,000 | 22,095,000 | 21,864,000 |
| Interest-bearing deposits | 18,268,000 | 17,617,000 | 18,692,000 | 17,833,000 |
| Noninterest-bearing deposits | 3,353,000 | 3,111,000 | 3,403,000 | 4,031,000 |
| Equity capital | 3,712,000 | 3,832,000 | 3,903,000 | 3,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 411,000 | 636,000 | 852,000 |
| Interest expense | 26,000 | 53,000 | 82,000 | 109,000 |
| Net interest income | 172,000 | 358,000 | 554,000 | 743,000 |
| Noninterest income | 17,000 | 28,000 | 41,000 | 54,000 |
| Noninterest expense | 111,000 | 245,000 | 372,000 | 498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 141,000 | 223,000 | 299,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 141,000 | 223,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,712,000 | 3,744,000 | 3,825,000 | 3,881,000 |
| Total capital | 3,878,000 | 3,921,000 | 3,998,000 | 4,017,000 |
| Risk-weighted assets | 13,254,000 | 14,163,000 | 13,804,000 | 10,815,000 |