Call reports 2013
ORMSBY STATE BANK — 2013
What ORMSBY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 27,701,000 | 26,016,000 | 28,296,000 | 28,179,000 |
| Total loans | 9,219,000 | 9,045,000 | 10,291,000 | 10,911,000 |
| Allowance for loan losses | 229,000 | 224,000 | 217,000 | 217,000 |
| Securities available for sale | 8,246,000 | 7,775,000 | 9,802,000 | 9,562,000 |
| Securities held to maturity | 2,185,000 | 2,084,000 | 1,682,000 | 1,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,925,000 | 22,421,000 | 24,571,000 | 22,716,000 |
| Interest-bearing deposits | 19,674,000 | 19,172,000 | 18,892,000 | 18,718,000 |
| Noninterest-bearing deposits | 4,251,000 | 3,249,000 | 5,679,000 | 3,998,000 |
| Equity capital | 3,570,000 | 3,450,000 | 3,621,000 | 3,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 434,000 | 652,000 | 886,000 |
| Interest expense | 41,000 | 78,000 | 114,000 | 149,000 |
| Net interest income | 176,000 | 356,000 | 538,000 | 737,000 |
| Noninterest income | 14,000 | 27,000 | 42,000 | 58,000 |
| Noninterest expense | 122,000 | 242,000 | 355,000 | 474,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 141,000 | 239,000 | 336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 141,000 | 239,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,336,000 | 3,409,000 | 3,508,000 | 3,604,000 |
| Total capital | 3,534,000 | 3,601,000 | 3,715,000 | 3,816,000 |
| Risk-weighted assets | 15,834,000 | 15,349,000 | 16,568,000 | 16,969,000 |