Call reports 2012
ORMSBY STATE BANK — 2012
What ORMSBY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,107,000 | 25,876,000 | 27,077,000 | 26,729,000 |
| Total loans | 9,830,000 | 10,057,000 | 10,026,000 | 11,298,000 |
| Allowance for loan losses | 225,000 | 226,000 | 227,000 | 228,000 |
| Securities available for sale | 8,353,000 | 8,082,000 | 7,629,000 | 7,254,000 |
| Securities held to maturity | 2,788,000 | 2,787,000 | 2,716,000 | 2,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,507,000 | 22,201,000 | 23,275,000 | 20,396,000 |
| Interest-bearing deposits | 18,845,000 | 18,422,000 | 18,413,000 | 16,895,000 |
| Noninterest-bearing deposits | 4,662,000 | 3,779,000 | 4,862,000 | 3,501,000 |
| Equity capital | 3,434,000 | 3,547,000 | 3,699,000 | 3,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 493,000 | 738,000 | 989,000 |
| Interest expense | 54,000 | 103,000 | 151,000 | 194,000 |
| Net interest income | 195,000 | 390,000 | 587,000 | 795,000 |
| Noninterest income | 14,000 | 28,000 | 44,000 | 58,000 |
| Noninterest expense | 95,000 | 205,000 | 321,000 | 446,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 223,000 | 320,000 | 420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 223,000 | 320,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,218,000 | 3,325,000 | 3,422,000 | 3,522,000 |
| Total capital | 3,424,000 | 3,531,000 | 3,631,000 | 3,741,000 |
| Risk-weighted assets | 16,424,000 | 16,466,000 | 16,700,000 | 17,548,000 |