Call reports 2011
ORMSBY STATE BANK — 2011
What ORMSBY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,441,000 | 25,398,000 | 26,539,000 | 25,812,000 |
| Total loans | 9,765,000 | 10,322,000 | 10,068,000 | 10,299,000 |
| Allowance for loan losses | 233,000 | 234,000 | 235,000 | 224,000 |
| Securities available for sale | 8,081,000 | 8,705,000 | 8,530,000 | 8,611,000 |
| Securities held to maturity | 3,397,000 | 3,192,000 | 3,180,000 | 3,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,081,000 | 21,865,000 | 22,940,000 | 21,762,000 |
| Interest-bearing deposits | 18,753,000 | 19,299,000 | 18,453,000 | 18,248,000 |
| Noninterest-bearing deposits | 3,328,000 | 2,566,000 | 4,487,000 | 3,514,000 |
| Equity capital | 3,284,000 | 3,441,000 | 3,507,000 | 3,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 532,000 | 804,000 | 1,051,000 |
| Interest expense | 69,000 | 133,000 | 195,000 | 253,000 |
| Net interest income | 193,000 | 399,000 | 609,000 | 798,000 |
| Noninterest income | 11,000 | 22,000 | 35,000 | -28,000 |
| Noninterest expense | 116,000 | 221,000 | 327,000 | 441,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 200,000 | 317,000 | 332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 200,000 | 317,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,186,000 | 3,233,000 | 3,319,000 | 3,302,000 |
| Total capital | 3,390,000 | 3,441,000 | 3,532,000 | 3,514,000 |
| Risk-weighted assets | 16,318,000 | 16,642,000 | 16,984,000 | 16,955,000 |