Call reports 2005
ORMSBY STATE BANK — 2005
What ORMSBY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 23,150,000 | 23,207,000 | 23,205,000 | 24,050,000 |
| Total loans | 10,138,000 | 11,298,000 | 11,584,000 | 11,732,000 |
| Allowance for loan losses | 274,000 | 279,000 | 279,000 | 208,000 |
| Securities available for sale | 9,596,000 | 8,973,000 | 8,703,000 | 8,519,000 |
| Securities held to maturity | 2,407,000 | 2,307,000 | 2,300,000 | 1,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,838,000 | 19,589,000 | 19,694,000 | 21,445,000 |
| Interest-bearing deposits | 19,259,000 | 18,413,000 | 18,584,000 | 19,548,000 |
| Noninterest-bearing deposits | 1,579,000 | 1,176,000 | 1,110,000 | 1,897,000 |
| Equity capital | 2,209,000 | 2,400,000 | 2,420,000 | 2,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 300,000 | 624,000 | 956,000 | 1,297,000 |
| Interest expense | 101,000 | 214,000 | 339,000 | 471,000 |
| Net interest income | 199,000 | 410,000 | 617,000 | 826,000 |
| Noninterest income | 16,000 | 31,000 | 49,000 | 74,000 |
| Noninterest expense | 91,000 | 186,000 | 277,000 | 409,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 249,000 | 383,000 | 485,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 249,000 | 383,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,386,000 | 2,444,000 | 2,538,000 | 2,601,000 |
| Total capital | 2,568,000 | 2,636,000 | 2,733,000 | 2,796,000 |
| Risk-weighted assets | 14,380,000 | 15,155,000 | 15,543,000 | 15,579,000 |
Machine access — free, no API key
Every figure shown here about ORMSBY STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.