Call reports 2026
AMERISERV FINANCIAL BANK — 2026
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,468,483,000 | 1,458,453,000 |
| Total loans | 1,031,482,000 | 1,015,774,000 |
| Allowance for loan losses | 13,206,000 | 12,896,000 |
| Securities available for sale | 181,360,000 | 201,395,000 |
| Securities held to maturity | 78,093,000 | 85,803,000 |
| Trading assets | 7,164,000 | 8,588,000 |
| Total deposits | 1,271,680,000 | 1,263,920,000 |
| Interest-bearing deposits | 1,109,528,000 | 1,098,426,000 |
| Noninterest-bearing deposits | 162,152,000 | 165,494,000 |
| Equity capital | 142,024,000 | 144,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 17,469,000 | 35,538,000 |
| Interest expense | 6,412,000 | 12,914,000 |
| Net interest income | 11,057,000 | 22,624,000 |
| Noninterest income | 4,126,000 | 8,852,000 |
| Noninterest expense | 11,637,000 | 23,568,000 |
| Provision for loan losses | 284,000 | -2,000 |
| Pretax income | 3,329,000 | 7,985,000 |
| Income tax | 658,000 | 1,584,000 |
| Net income | 2,671,000 | 6,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 135,991,000 | 138,225,000 |
| Total capital | 149,523,000 | — |
| Risk-weighted assets | 1,152,321,000 | — |