Call reports 2024
AMERISERV FINANCIAL BANK — 2024
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,372,264,000 | 1,391,869,000 | 1,394,460,000 | 1,417,476,000 |
| Total loans | 1,026,587,000 | 1,039,258,000 | 1,040,421,000 | 1,068,409,000 |
| Allowance for loan losses | 14,639,000 | 14,611,000 | 14,420,000 | 13,912,000 |
| Securities available for sale | 157,414,000 | 156,611,000 | 157,132,000 | 151,467,000 |
| Securities held to maturity | 64,907,000 | 66,396,000 | 65,388,000 | 63,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,178,546,000 | 1,172,082,000 | 1,191,870,000 | 1,202,928,000 |
| Interest-bearing deposits | 998,484,000 | 994,944,000 | 1,019,316,000 | 1,031,286,000 |
| Noninterest-bearing deposits | 180,062,000 | 177,138,000 | 172,554,000 | 171,642,000 |
| Equity capital | 116,924,000 | 117,973,000 | 122,015,000 | 127,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,126,000 | 32,554,000 | 49,187,000 | 66,286,000 |
| Interest expense | 7,218,000 | 14,592,000 | 22,153,000 | 29,410,000 |
| Net interest income | 8,908,000 | 17,962,000 | 27,034,000 | 36,876,000 |
| Noninterest income | 1,948,000 | 3,527,000 | 4,970,000 | 18,125,000 |
| Noninterest expense | 8,868,000 | 18,203,000 | 27,345,000 | 45,313,000 |
| Provision for loan losses | -293,000 | -110,000 | -145,000 | 882,000 |
| Pretax income | 2,545,000 | 3,409,000 | 4,833,000 | 8,804,000 |
| Income tax | 516,000 | 690,000 | 928,000 | 1,723,000 |
| Net income | 2,029,000 | 2,719,000 | 3,905,000 | 7,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,160,000 | 121,105,000 | 121,548,000 | 128,854,000 |
| Total capital | 136,524,000 | 135,621,000 | 136,017,000 | 143,619,000 |
| Risk-weighted assets | 1,147,803,000 | 1,160,164,000 | 1,156,578,000 | 1,181,001,000 |