Call reports 2023
AMERISERV FINANCIAL BANK — 2023
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,333,386,000 | 1,333,134,000 | 1,349,325,000 | 1,378,660,000 |
| Total loans | 980,877,000 | 988,221,000 | 1,002,306,000 | 1,038,401,000 |
| Allowance for loan losses | 12,132,000 | 12,221,000 | 12,313,000 | 15,053,000 |
| Securities available for sale | 168,386,000 | 161,202,000 | 160,200,000 | 158,384,000 |
| Securities held to maturity | 60,673,000 | 61,791,000 | 60,165,000 | 63,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,134,823,000 | 1,130,605,000 | 1,131,771,000 | 1,162,066,000 |
| Interest-bearing deposits | 939,051,000 | 933,123,000 | 952,297,000 | 989,003,000 |
| Noninterest-bearing deposits | 195,772,000 | 197,482,000 | 179,474,000 | 173,063,000 |
| Equity capital | 117,225,000 | 115,632,000 | 113,668,000 | 115,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,477,000 | 29,260,000 | 44,612,000 | 60,487,000 |
| Interest expense | 4,792,000 | 10,300,000 | 16,680,000 | 23,799,000 |
| Net interest income | 9,685,000 | 18,960,000 | 27,932,000 | 36,688,000 |
| Noninterest income | 1,345,000 | 2,700,000 | 4,375,000 | 5,419,000 |
| Noninterest expense | 8,747,000 | 18,122,000 | 27,059,000 | 36,037,000 |
| Provision for loan losses | 301,000 | 335,000 | 553,000 | 6,563,000 |
| Pretax income | 2,852,000 | 4,064,000 | 5,584,000 | -469,000 |
| Income tax | 574,000 | 820,000 | 1,102,000 | -219,000 |
| Net income | 2,278,000 | 3,244,000 | 4,482,000 | -250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,384,000 | 125,356,000 | 125,601,000 | 120,874,000 |
| Total capital | 138,505,000 | 138,575,000 | 138,883,000 | 135,196,000 |
| Risk-weighted assets | 1,088,008,000 | 1,095,469,000 | 1,120,214,000 | 1,144,045,000 |