Call reports 2022
AMERISERV FINANCIAL BANK — 2022
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,315,049,000 | 1,307,527,000 | 1,336,528,000 | 1,350,198,000 |
| Total loans | 978,692,000 | 965,587,000 | 979,450,000 | 990,825,000 |
| Allowance for loan losses | 11,922,000 | 11,568,000 | 10,672,000 | 10,743,000 |
| Securities available for sale | 157,463,000 | 162,840,000 | 165,209,000 | 170,022,000 |
| Securities held to maturity | 58,269,000 | 58,853,000 | 62,417,000 | 61,728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,141,089,000 | 1,145,540,000 | 1,155,287,000 | 1,111,276,000 |
| Interest-bearing deposits | 933,845,000 | 928,171,000 | 941,596,000 | 915,933,000 |
| Noninterest-bearing deposits | 207,244,000 | 217,369,000 | 213,691,000 | 195,343,000 |
| Equity capital | 124,755,000 | 117,483,000 | 113,018,000 | 117,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,984,000 | 22,460,000 | 35,088,000 | 48,809,000 |
| Interest expense | 998,000 | 2,138,000 | 4,048,000 | 7,447,000 |
| Net interest income | 9,986,000 | 20,322,000 | 31,040,000 | 41,362,000 |
| Noninterest income | 1,492,000 | 2,993,000 | 4,817,000 | 6,356,000 |
| Noninterest expense | 8,817,000 | 18,120,000 | 26,988,000 | 37,017,000 |
| Provision for loan losses | -400,000 | -725,000 | -225,000 | 50,000 |
| Pretax income | 3,061,000 | 5,920,000 | 9,095,000 | 10,652,000 |
| Income tax | 613,000 | 1,189,000 | 1,830,000 | 2,059,000 |
| Net income | 2,448,000 | 4,731,000 | 7,265,000 | 8,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,112,000 | 123,402,000 | 124,944,000 | 125,278,000 |
| Total capital | 134,982,000 | 135,810,000 | 136,390,000 | 136,767,000 |
| Risk-weighted assets | 1,072,420,000 | 1,055,493,000 | 1,091,673,000 | 1,099,745,000 |