Call reports 2021
AMERISERV FINANCIAL BANK — 2021
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,297,119,000 | 1,346,823,000 | 1,323,129,000 | 1,319,327,000 |
| Total loans | 986,557,000 | 992,866,000 | 996,029,000 | 986,037,000 |
| Allowance for loan losses | 11,631,000 | 11,752,000 | 12,124,000 | 12,398,000 |
| Securities available for sale | 149,824,000 | 159,598,000 | 153,444,000 | 155,589,000 |
| Securities held to maturity | 47,627,000 | 53,402,000 | 53,792,000 | 53,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,117,291,000 | 1,168,942,000 | 1,144,591,000 | 1,139,578,000 |
| Interest-bearing deposits | 909,666,000 | 951,871,000 | 928,138,000 | 928,272,000 |
| Noninterest-bearing deposits | 207,625,000 | 217,071,000 | 216,453,000 | 211,306,000 |
| Equity capital | 112,074,000 | 118,574,000 | 125,316,000 | 127,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,735,000 | 23,536,000 | 34,874,000 | 46,524,000 |
| Interest expense | 1,667,000 | 3,227,000 | 4,659,000 | 5,788,000 |
| Net interest income | 10,068,000 | 20,309,000 | 30,215,000 | 40,736,000 |
| Noninterest income | 1,928,000 | 3,450,000 | 4,978,000 | 6,658,000 |
| Noninterest expense | 8,859,000 | 18,230,000 | 27,111,000 | 36,409,000 |
| Provision for loan losses | 400,000 | 500,000 | 850,000 | 1,100,000 |
| Pretax income | 2,737,000 | 5,113,000 | 7,316,000 | 9,969,000 |
| Income tax | 549,000 | 1,020,000 | 1,452,000 | 1,953,000 |
| Net income | 2,188,000 | 4,093,000 | 5,864,000 | 8,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,153,000 | 114,217,000 | 119,496,000 | 120,656,000 |
| Total capital | 126,693,000 | 126,897,000 | 132,583,000 | 133,881,000 |
| Risk-weighted assets | 1,052,529,000 | 1,069,177,000 | 1,079,618,000 | 1,057,854,000 |