Call reports 2020
AMERISERV FINANCIAL BANK — 2020
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,154,172,000 | 1,227,431,000 | 1,245,980,000 | 1,268,754,000 |
| Total loans | 877,399,000 | 928,350,000 | 949,367,000 | 978,345,000 |
| Allowance for loan losses | 9,334,000 | 9,699,000 | 10,284,000 | 11,345,000 |
| Securities available for sale | 136,598,000 | 160,681,000 | 151,055,000 | 143,246,000 |
| Securities held to maturity | 41,767,000 | 41,248,000 | 42,486,000 | 44,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 957,793,000 | 1,033,232,000 | 1,042,435,000 | 1,055,121,000 |
| Interest-bearing deposits | 811,963,000 | 844,019,000 | 862,313,000 | 877,388,000 |
| Noninterest-bearing deposits | 145,830,000 | 189,213,000 | 180,122,000 | 177,733,000 |
| Equity capital | 107,697,000 | 109,131,000 | 109,582,000 | 111,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,882,000 | 23,899,000 | 35,096,000 | 46,702,000 |
| Interest expense | 2,782,000 | 4,961,000 | 6,996,000 | 8,874,000 |
| Net interest income | 9,100,000 | 18,938,000 | 28,100,000 | 37,828,000 |
| Noninterest income | 1,455,000 | 2,929,000 | 4,791,000 | 6,761,000 |
| Noninterest expense | 8,372,000 | 17,112,000 | 25,802,000 | 35,087,000 |
| Provision for loan losses | 175,000 | 625,000 | 1,300,000 | 2,375,000 |
| Pretax income | 2,008,000 | 4,130,000 | 5,789,000 | 7,127,000 |
| Income tax | 415,000 | 851,000 | 1,159,000 | 1,335,000 |
| Net income | 1,593,000 | 3,279,000 | 4,630,000 | 5,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,766,000 | 111,453,000 | 111,803,000 | 112,965,000 |
| Total capital | 120,917,000 | 122,010,000 | 122,960,000 | 125,182,000 |
| Risk-weighted assets | 988,762,000 | 1,015,823,000 | 1,041,845,000 | 1,047,907,000 |