Call reports 2019
AMERISERV FINANCIAL BANK — 2019
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,152,426,000 | 1,176,030,000 | 1,157,626,000 | 1,156,426,000 |
| Total loans | 863,134,000 | 890,082,000 | 875,082,000 | 887,574,000 |
| Allowance for loan losses | 8,107,000 | 8,102,000 | 8,345,000 | 9,279,000 |
| Securities available for sale | 146,707,000 | 143,980,000 | 136,920,000 | 135,643,000 |
| Securities held to maturity | 40,227,000 | 39,451,000 | 38,998,000 | 39,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 957,979,000 | 968,680,000 | 970,189,000 | 960,712,000 |
| Interest-bearing deposits | 805,084,000 | 810,187,000 | 825,422,000 | 824,169,000 |
| Noninterest-bearing deposits | 152,895,000 | 158,493,000 | 144,767,000 | 136,543,000 |
| Equity capital | 104,681,000 | 107,930,000 | 109,495,000 | 104,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,082,000 | 24,764,000 | 37,122,000 | 49,463,000 |
| Interest expense | 3,097,000 | 6,390,000 | 9,648,000 | 12,684,000 |
| Net interest income | 8,985,000 | 18,374,000 | 27,474,000 | 36,779,000 |
| Noninterest income | 1,355,000 | 2,715,000 | 4,438,000 | 5,538,000 |
| Noninterest expense | 8,016,000 | 16,167,000 | 24,383,000 | 32,694,000 |
| Provision for loan losses | -400,000 | -400,000 | -175,000 | 800,000 |
| Pretax income | 2,724,000 | 5,352,000 | 7,816,000 | 8,935,000 |
| Income tax | 565,000 | 1,112,000 | 1,624,000 | 1,853,000 |
| Net income | 2,159,000 | 4,240,000 | 6,192,000 | 7,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,050,000 | 108,631,000 | 109,483,000 | 109,173,000 |
| Total capital | 116,107,000 | 117,702,000 | 118,832,000 | 119,477,000 |
| Risk-weighted assets | 966,357,000 | 988,655,000 | 978,815,000 | 977,237,000 |