Call reports 2018
AMERISERV FINANCIAL BANK — 2018
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,135,611,000 | 1,164,601,000 | 1,155,822,000 | 1,145,678,000 |
| Total loans | 875,716,000 | 895,163,000 | 884,374,000 | 863,129,000 |
| Allowance for loan losses | 9,932,000 | 9,521,000 | 9,439,000 | 8,671,000 |
| Securities available for sale | 124,929,000 | 128,731,000 | 131,947,000 | 139,219,000 |
| Securities held to maturity | 38,362,000 | 38,615,000 | 38,372,000 | 40,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 944,406,000 | 928,375,000 | 944,414,000 | 949,371,000 |
| Interest-bearing deposits | 765,069,000 | 743,893,000 | 791,255,000 | 798,544,000 |
| Noninterest-bearing deposits | 179,337,000 | 184,482,000 | 153,159,000 | 150,827,000 |
| Equity capital | 101,066,000 | 101,836,000 | 103,050,000 | 103,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,152,000 | 22,684,000 | 34,757,000 | 46,808,000 |
| Interest expense | 2,058,000 | 4,393,000 | 7,023,000 | 9,958,000 |
| Net interest income | 9,094,000 | 18,291,000 | 27,734,000 | 36,850,000 |
| Noninterest income | 1,341,000 | 2,715,000 | 4,084,000 | 5,414,000 |
| Noninterest expense | 7,946,000 | 15,867,000 | 23,760,000 | 31,737,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | -600,000 |
| Pretax income | 2,447,000 | 5,047,000 | 7,966,000 | 10,914,000 |
| Income tax | 495,000 | 1,019,000 | 1,341,000 | 1,936,000 |
| Net income | 1,952,000 | 4,028,000 | 6,625,000 | 8,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,364,000 | 103,441,000 | 105,038,000 | 105,891,000 |
| Total capital | 113,196,000 | 113,876,000 | 115,394,000 | 115,451,000 |
| Risk-weighted assets | 943,245,000 | 982,361,000 | 980,907,000 | 950,943,000 |