Call reports 2017
AMERISERV FINANCIAL BANK — 2017
What AMERISERV FINANCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,153,519,000 | 1,153,653,000 | 1,153,348,000 | 1,151,205,000 |
| Total loans | 899,456,000 | 897,876,000 | 897,990,000 | 892,758,000 |
| Allowance for loan losses | 10,080,000 | 10,391,000 | 10,346,000 | 10,214,000 |
| Securities available for sale | 120,596,000 | 122,606,000 | 121,695,000 | 121,506,000 |
| Securities held to maturity | 36,435,000 | 37,362,000 | 38,695,000 | 38,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 964,976,000 | 956,575,000 | 967,121,000 | 948,145,000 |
| Interest-bearing deposits | 782,248,000 | 775,737,000 | 784,525,000 | 764,342,000 |
| Noninterest-bearing deposits | 182,728,000 | 180,838,000 | 182,596,000 | 183,803,000 |
| Equity capital | 97,799,000 | 98,811,000 | 100,189,000 | 99,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,696,000 | 21,688,000 | 32,813,000 | 44,121,000 |
| Interest expense | 1,617,000 | 3,359,000 | 5,198,000 | 7,153,000 |
| Net interest income | 9,079,000 | 18,329,000 | 27,615,000 | 36,968,000 |
| Noninterest income | 1,335,000 | 2,931,000 | 4,412,000 | 5,824,000 |
| Noninterest expense | 7,935,000 | 15,997,000 | 23,993,000 | 32,050,000 |
| Provision for loan losses | 225,000 | 550,000 | 750,000 | 800,000 |
| Pretax income | 2,279,000 | 4,770,000 | 7,397,000 | 10,055,000 |
| Income tax | 729,000 | 1,515,000 | 2,343,000 | 5,718,000 |
| Net income | 1,550,000 | 3,255,000 | 5,054,000 | 4,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,346,000 | 97,949,000 | 98,695,000 | 99,552,000 |
| Total capital | 108,243,000 | 109,174,000 | 109,915,000 | 110,681,000 |
| Risk-weighted assets | 956,097,000 | 953,770,000 | 960,455,000 | 951,170,000 |